The most persuasive idea goes back to his early days in online banking. For example, the
Wall Street Journal the other day
picked up on Twitter’s recently appointed chief executive,
Linda Yaccarino, talking about X as “including audio, video, messaging and banking capabilities”. The paper also recalled things Musk has said in the past about X.com, what he called an “everything app” and about a vision he has that his new plaything may “become the biggest financial institution in the world”. Like
WeChat in China, in other words – an app that is used for everything from messaging to mobile payments to business services.